I created an MAPT. Is funding different than funding an RLT?

Yes, funding a Medicaid Asset Protection Trust (MAPT) differs from funding a Revocable Living Trust (RLT) in terms of control and long-term impact, but the technical process of transferring assets (like retitling real estate or updating financial accounts) is largely the same. The key difference is that with a MAPT, the transfers are irrevocable, and you cannot be the trustee or retain control of the assets. Because of Medicaid’s five-year lookback period and strict eligibility rules, MAPT funding must be handled carefully to protect benefits and preserve your planning goals.